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Banking without the branch
Savings for All
Start saving today with no hidden fees, no minimum balance, and FDIC insurance through MetaBank, N.A..
Porte is a mobile finance app, not a bank.
Banking services provided by MetaBank®, N.A., Member FDIC.
Porte Savings Account
Build your savings with an APY that crushes the national average.
We’re making it easy for anyone with a Porte Account to open a Savings Account and start earning 0.20% APY.2 That is 3x the national average! Meet the requirements for Bonus Savings each quarter and earn 3.00% APY on balances up to $15,000 during that quarter.
Qualify for Bonus Savings
Meet the quarterly requirements to unlock Porte Bonus Savings and earn, each quarter, 3.00% APY on balances up to $15,000.2
Here’s how:
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Open Savings Account
Get started with a few taps.
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Set up Direct Deposit
Receive $3,000 or more in direct deposits from your employer, government benefits or pension to your Porte Spending Account during the calendar quarter.
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Make 15 qualifying transactions per calendar quarter
Complete at least 15 purchases from your Porte debit card or virtual cards that settle in that calendar quarter.
You work hard.
Your savings should work as hard as you do.
APY, or Annual Percentage Yield, refers to how much money you earn on compound interest over the course of a year. We make transfers to your Savings Account easy, so you can watch your savings grow. Now that is making your money work for you!
Finally, High-Yield Savings that isn’t too good to be true
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No fees. Ever.
Say goodbye to monthly Savings Account fees. It’s your money. You should keep it.
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FDIC insured
Keeping your money safe is our top priority. Your funds are FDIC insured through MetaBank®, National Association.
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Sign up with the Porte app3
Open a Savings Account from the Porte dashboard. Let’s get started!
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No minimum balance
$10 or $10,000. However you save, if you meet the requirements each quarter, you can earn 3.00% APY2 on balances up to $15,000 during that quarter.
Questions?
Why should I get a savings account?
Saving money now helps you take control of your future. You can use it to put away money now for short-term and long-term goals. Earn up to 3.00% APY1 on the first $15,000 deposited in your Savings Account and reach your savings goals.
Note: Qualifications for the Porte Savings Account are changing. Click here for more information about the changes taking effect on 1/1/2022.
Are there fees associated with this account?
No, the Savings Account is included for those who have a qualifying Direct Deposit of $1,000 or more in one calendar month. However, a fee may be charged when you call Customer Service to make a Savings Account balance inquiry or request a copy of your Savings Account statements.
Note: Qualifications for the Porte Savings Account are changing. Click here for more information about the changes taking effect on 1/1/2022.
What minimum amount do I need to keep in the savings account?
There’s no minimum amount that you have to keep in your Savings Account. Choose to save as much or as little as you want.
Is it safe to keep my money in a mobile savings account?
Porte is a deposit account established by MetaBank®, N.A. and funds on deposit in your Account are FDIC insured through MetaBank, N.A. For purposes of FDIC coverage, all funds held on deposit by you at MetaBank, N.A. will be aggregated up to the coverage limit, currently $250,000.00. We take the security of your money seriously, so rest easy knowing your funds are safe with Porte.
How do I set up the Savings Account?
Once you receive a qualifying Direct Deposit of $1,000 or more in a calendar month, you become eligible for Porte’s Savings Account. Once eligible, the option to set it up will show up in your Porte app.
Note: Qualifications for the Porte Savings Account are changing. Click here for more information about the changes taking effect on 1/1/2022.
signup section
Open a Porte account today and start saving for your bright future.4
Apply for an account from the Porte app.3 No credit check required.4
sign me up
Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC
The optional Savings Account linked to your designated PORTE account is made available to Accountholders through Pathward, National Association, Member FDIC. To open a Savings Account, consent to receive communications from us in electronic form is required. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
An interest rate of 0.20% will be paid on your average daily balance with an APY of 0.20%.
Additionally, the optional Porte Savings account allows you to earn a higher interest rate of 2.97% with an APY of 3.00% on an average daily balance of up to $15,000 during a calendar quarter if you (i) receive at least $3,000 in Qualifying Direct Deposits into your Porte Spending Account in that calendar quarter, AND (ii) make at least fifteen (15) Qualifying Debit Card Purchase Transactions from your Porte Spending Account in that calendar quarter. "Qualifying Direct Deposits" and "Qualifying Debit Card Purchases Transactions" have meaning ascribed to them in the Savings Account Agreement. The interest paid on average daily balances of over $15,000.00 will be .20% with an APY range for this tier from 3.00% to 0.20%.
The interest rates and APYs of each tier may change. The APYs were accurate as of 1/1/22. No minimum balance to open Savings Account. Savings Account funds are withdrawn through the Porte Account and transaction fees could reduce the interest earned on the Savings Account. See the Savings Account Agreement for more details. Funds on deposit are FDIC insured through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, National Association, will be aggregated up to the coverage limit, currently $250,000.00.
The national rate is posted by the FDIC and is calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. More details about the calculation may be found at: https://www.fdic.gov/regulations/resources/rates/#one. The national rate for savings accounts is reported by the FDIC as 0.07% APY as of 04/01/2021. To view how the national rate currently compares to Porte’s rates, please visit https://www.joinporte.com/Porte-Savings-Rate/, which is verified quarterly.
Standard data rates, fees, and charges may apply.
IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.
Card can be used everywhere Visa debit cards are accepted.
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Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC.
PORTE is a deposit account established by Pathward, National Association, Member FDIC. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.
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