Get your paycheck up to 2 days early1 with Direct Deposit

Everyone loves payday! Now you can access your hard-earned paycheck up to 2 days early with Direct Deposit.

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Get your paycheck up to 2 days
faster1 with Direct Deposit.

Many banks hold your paycheck until the scheduled payment date from your employer. We’re breaking tradition. With Direct Deposit your paycheck is available to you as soon as the bank receives it. You could be enjoying your payday up to two days faster!1

Porte is a mobile finance app, not a bank. Banking services provided by Pathward®, National Association, Member FDIC.

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block icon text card item icon Set up banking alerts in
the Porte app2 to be
notified when money is

block icon text card item icon Receive paycheck or
government benefits
deposit faster than a
paper check1

block icon text card item icon Reduce lost or stolen
paper checks

Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC.

Unlock even more when you enroll in Direct Deposit


Monthly fee3

when you meet monthly Direct Deposit requirements


Add money fees4

at ACE Cash Express locations with qualifying Direct Deposit


Cash withdrawal fees5

of up to $500 per day at ACE Cash Express with qualifying Direct Deposit

Setting up Direct Deposit is faster in the Porte app!

Skip the usual steps and set up Direct Deposit in just a few taps.6 In the PorteTM app, simply log into your employer’s payroll portal and link your deposit directly to your Porte account.

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How to get paid faster with Direct Deposit

It’s simple to set up Direct Deposit with Porte. After completing some simple steps, you'll be on your way to receiving your paycheck or government benefits up to 2 days faster!1

Download the Direct Deposit form

In the Porte mobile banking app, find the Direct Deposit Authorization form with your routing and account numbers. Provide the information to your employer's payroll department to complete the Direct Deposit setup process and you'll receive your paycheck up to 2 days faster.1

Find Account Information

If your employer has the ability for you to set up Direct Deposit using your company’s online HR portal, you will need to provide your account number and routing number. It’s that simple to start getting paid up to 2 days faster1 with Direct Deposit.

Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC

Download the app2 to open an account7

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When you receive qualifying Direct Deposit to your Porte account, you can enjoy some of Porte’s most powerful benefits, including no-fee cash withdrawals of up to $500 per day at ACE Cash Express stores5 and paying no fees to add money to your account at ACE Cash Express.4

When you have a Direct Deposit of $1,000 or more in one calendar month we’ll also waive your next monthly fee!3

Download your Direct Deposit form in the Porte app2 and provide to your employer, or set up directly in the app in just a few taps!6 You can also access your account and routing numbers under Account Info in the user profile.

Yes, unemployment benefits can be direct deposited into your Porte account.

Yes, child support payments can be direct deposited into your Porte account.

In the Porte app, tap the menu in the top right and navigate to Direct Deposit. There, you will find your routing and account numbers.

  1. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

  2. Standard data rates, fees, and charges may apply. Consent to receive electronic account disclosures required to use the app.

  3. Monthly fee waived with qualifying Direct Deposit(s) totaling at least $1,000 in the thirty-five (35) days preceding the date on which the monthly fee is assessed.

  4. Add money fee is waived at participating ACE Cash Express locations if you have received a qualifying direct deposit (no dollar minimum) within the immediately preceding thirty-five (35) days. Offer subject to change. See store for details. Porte uses the Netspend Network, which is provided by Netspend Corporation. Netspend is a licensed provider of money transfer services (NMLS ID: 932678). Netspend’s licenses and related information may be found at Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network.

  5. Make up to $500 in fee-free cash withdrawals per day from your Porte account by using your debit card at participating ACE Cash Express locations. $500 total is calculated based on all withdrawals performed at all ACE Cash Express locations visited in a day. A direct deposit (no dollar minimum) to the account within the immediately preceding thirty-five (35) days is required. See store for details. Although this feature is available at no additional charge with qualifying direct deposit, certain other transaction fees and costs, terms, and conditions are associated with the use of this Account. Offer subject to change. This optional offer is not Pathward®, N.A., or Visa offer nor does Pathward, N.A., or Visa endorse this offer.

  6. Adding or changing your direct deposit through the Porte app is a functionality provided by Atomic Financial through Atomic’s direct deposit switching service and is subject to their End User Terms & Conditions and Privacy Policy. Pathward®, National Association, and Visa are not affiliated in any way with the program and neither endorses nor sponsors it.

  7. IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.

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    PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners. 

    Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC. 

    Porte is a deposit account established by Pathward®, National Association, Member FDIC, and the Porte Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Card may be used everywhere Visa debit cards are accepted.

    Porte is a trademark of Populus Financial Group.

    Populus Financial Group, Inc. engages in money transmission services as an authorized delegate of NetSpend Corporation (NMLS \#932678). State licenses, disclosures, and complaint information may be found here

    © 2023 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners. 

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