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Banking built
for you
Porte believes your banking experience is about more than money. With account alerts1, charitable giving2, and mobile check capture3, we've built a mobile banking experience around you. Download the app4 today to open an account.5
See how Porte is commited to helping you navigate a path toward financial freedom
Banking and Savings built around you.
Being human isn’t just about money, but about looking out for one another. Porte’s business was founded on the idea that transparency can be brought back to banking.
- No Monthly Fee8
Tired of monthly account fees? Join Porte. We won't charge you a monthly account fee, ever. That's more money that stays in your pocket. - Get Paid up to 2 Days Faster9
You earned your paycheck, now get access to your funds up to two days faster with Direct Deposit. - Account Alerts1
Always know what's happening on your account with purchase push notifications. - Card Lock
Take control of your debit card. Harness the power to lock or unlock your card if it’s ever lost or stolen.
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Apply for an account using the Porte app.4 No credit check required.5
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No charge for this service, but your wireless carrier may charge for messages or data.
After selecting a charity through your Mobile App, Populus Financial Group will donate an amount equal to 0.05% of every debit card purchase transaction, subject to certain terms and conditions, made with your Porte Debit Card to a charity selected by you through the Mobile App. Netspend, MetaBank, National Association, and Visa are not affiliated in any way with this offer and do not endorse or sponsor this offer.
Mobile Check Capture is a service provided by Sunrise Banks, N.A. and Ingo Money, Inc., subject to the Sunrise Banks and Ingo Money Terms and Conditions, and Privacy Policy. Approval review usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for message and data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your account. See your Deposit Account Agreement for details.
Standard data rates, fees, and charges may apply.
IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.
The optional Savings Account linked to your PORTE deposit account is made available to Accountholders through MetaBank, National Association, Member FDIC. To open a Savings Account, consent to receive communications from us in electronic form is required. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
If the Average Daily Balance is $15,000.00 or less, the interest rate paid on the entire balance will be 2.97% with an annual percentage yield (APY) of 3.00%.
If the Average Daily Balance is more than $15,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $15,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $15,000.00 or less will be 2.97%. The APY for this tier will range from 3.00% to 0.50%, depending on the balance in the account.
The interest rates and APYs of each tier may change. The APYs were accurate as of 5/1/2021. No minimum balance to open Savings Account or obtain the yield(s). However, you must receive direct deposit(s) totaling at least $1,000 within one (1) calendar month to be eligible to open a Savings Account. Savings Account funds are withdrawn through the Porte Account (maximum 6 such transfers per calendar month) and transaction fees could reduce the interest earned on the Savings Account. Funds on deposit are FDIC insured through MetaBank, National Association. For purposes of FDIC coverage, all funds held on deposit by you at MetaBank, National Association, will be aggregated up to the coverage limit, currently $250,000.00.
By activating and using a Porte Account, your participation in the rewards program is automatically activated. However, you may opt-out of the program at any time by visiting the Porte Perks page within the Porte App. The reward offers we choose and send to you are based on your shopping habits. We will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a rewards program customer, but you will become their customer. For more details about how and when you get rewarded, see the program FAQs and program terms and conditions. Cash back rewards are credited to your Account and are not available in the form of a check or other direct payment method. Program sponsor: Netspend Corporation. MetaBank®, National Association, is not affiliated in any way with the program and neither endorses nor sponsors it.
Other fees may apply. See your Deposit Account Agreement for details.
Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.
PORTE is a deposit account established by MetaBank®, National Association, Member FDIC. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787.
Populus Financial Group, Inc. engages in money transmission services as an authorized delegate of NetSpend Corporation (NMLS #932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses
© 2021 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners.
Copyright © Populus Financial Group, Inc. 2021. All rights reserved.
