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Porte is a mobile finance app, not a bank. Banking services provided by Pathward®, National Association, Member FDIC.
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Get paid up to 2 days faster1

with Direct Deposit

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Porte is a mobile finance app, not a bank. Banking services provided by Pathward®, National Association, Member FDIC.
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Charitable giving has never been easier2

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Porte is a mobile finance app, not a bank. Banking services provided by Pathward®, National Association, Member FDIC.
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Earn cash back reward offers3

At select retailers nationwide

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Scan me! scan me - Cash Back Rewards

Porte is a mobile finance app, not a bank. Banking services provided by Pathward®, National Association, Member FDIC.
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No monthly fees

With qualifying Direct Deposit

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Scan me! scan me - Direct Deposit

Porte is a mobile finance app, not a bank. Banking services provided by Pathward®, National Association, Member FDIC.
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Porte is a full-service mobile banking app with in-person support

Get paid early

Get paid up to 2 days faster1

with Direct Deposit

Charitable giving

You spend, and we give to charity2

Porte Perks

Earn cashback reward offers when you spend at select retailers nationwide3

Porte Perks participants change. These are accurate as of 1/1/2024.

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Savings

Enjoy a bonus savings rate that’s 9x more than the National Average6

All Porte members can enjoy earning 0.20% APY on savings. When you meet requirements7 you can earn even more.
Enjoy a bonus savings rate that’s 9x more than the National Average<sup>6</sup>
*With $1,000 in qualifying Direct Deposit and 15 qualifying purchase transactions per calendar quarter

ATMS

37,000+ Fee free MoneyPass® ATMs8

37,000+ Fee free MoneyPass® ATMs

optional Overdraft SERVICE

Overdraft Service when you need it9

No MONTHLY fee

No monthly fee when you have qualifying Direct Deposit4

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Download the app5 to openabsolute image - Home an
account10

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Visit Porte in stores!

With over 160,000 reviews on Google.
ACE Cash Express stores provide top service!

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  1. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction.

  2. After selecting a charity through your Mobile App, Populus Financial Group will donate 0.05% of every debit card purchase transaction, subject to certain terms and conditions described in the mobile app, made with your Porte Debit Card to a charity selected by you through the Mobile App. Netspend, Pathward, National Association, and Visa are not affiliated in any way with this offer and do not endorse or sponsor this offer.

  3. By activating and using a Porte Account, your participation in the rewards program is automatically activated. However, you may opt-out of the program at any time by visiting the Porte Perks page within the Porte App. The reward offers we choose and send to you are based on your shopping habits. We will not share any personal information about you with the merchants who sponsor offers. When you activate an offer and make a purchase with the card, the merchant will not know you are a rewards program customer, but you will become their customer. For more details about how and when you get rewarded, see the program FAQs and program terms and conditions. Cash back rewards are credited to your Account and are not available in the form of a check or other direct payment method. Program sponsor: Netspend Corporation. Pathward®, National Association, is not affiliated in any way with the program and neither endorses nor sponsors it.

  4. Monthly fee waived with qualifying Direct Deposit(s) totaling at least $1,000 in the thirty-five (35) days preceding the date on which the monthly fee is assessed.

  5. Standard data rates, fees, and charges may apply. Consent to receive electronic account disclosures required to use the app.

  6. Based on the national rate as of 2/1/2022 which is published by the FDIC and is calculated based on a simple average of rates paid by all insured depository institutions and branches for which data are available. To find the latest national rate as published by the FDIC, please visit https://www.fdic.gov/regulations/resources/rates/.

  7. The optional Savings Account linked to your designated Porte account is made available to Accountholders through Pathward®, National Association, Member FDIC. To open a Savings Account, consent to receive communications from us in electronic form is required. Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.

    • An interest rate of 0.20% will be paid on your average daily balance with an APY of 0.20%.
    • Additionally, the optional Porte Savings account allows you to earn a higher interest rate of 2.97% with an APY of 3.00% on an average daily balance of up to $15,000 during a calendar quarter if you (i) receive at least $3,000 in Qualifying Direct Deposits into your Porte Spending Account in that calendar quarter, AND (ii) make at least fifteen (15) Qualifying Debit Card Purchase Transactions from your Porte Spending Account in that calendar quarter. "Qualifying Direct Deposits" and "Qualifying Debit Card Purchase Transactions" have meaning ascribed to them in the Savings Account Agreement. Then interest paid on average daily balances of over $15,000.00 will be .20% with an APY range for this tier from 3.00% to 0.20%.

    The interest rates and APYs of each tier may change. The APYs were accurate as of 3/1/2023. No minimum balance to open Savings Account. Savings Account funds are withdrawn through the Porte Account and transaction fees could reduce the interest earned on the Savings Account. See the Savings Account Agreement for more details. Funds on deposit are FDIC insured through Pathward, N.A. For purposes of FDIC coverage, all funds held on deposit by you at Pathward, National Association, will be aggregated up to the coverage limit, currently $250,000.00.

  8. No ATM owner surcharge or ATM Cash Withdrawal Fees for domestic ATM withdrawals at MoneyPass® ATMs (“in-network ATMs”). Visit the Porte Mobile App for a list of in-network ATMs. All other ATMs may apply an owner’s surcharge fee in addition to the ATM Cash Withdrawal Fee disclosed in your Deposit Account Agreement. Balance Inquiry Fees apply.

  9. The Debit Card Overdraft Service is an optional service made available to eligible Porte customers by Pathward, National Association. Once you enroll and meet the eligibility requirements, you will be charged $20.00 for each transaction that overdraws your account by more than $10.00, up to a maximum of five (5) fees per calendar month. To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your Account back to a zero ($0.00) or a positive balance. Transactions subject to an overdraft fee are signature and PIN purchase transactions and ATM transactions. ACH Debit transactions are not eligible for coverage. Any negative balance must be repaid within thirty (30) days. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. For example, we typically will not pay overdrafts if you fail to meet the eligibility requirements for this service or you attempt too many transactions or transactions that create too large of an overdraft. Call us at 1-800-267-7080 or log in to your Mobile App for additional terms and conditions that apply, including initial and ongoing eligibility requirements for the service. This service is expensive, so we encourage you to research alternatives before enrolling. Once enrolled, you may opt-out at any time; however, you are responsible to repay any overdrawn amounts on your account even if you opt-out of the service.

  10. IMPORTANT INFORMATION FOR OPENING A NEW DEPOSIT ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens an Account. WHAT THIS MEANS FOR YOU: When you open an Account, we will ask for your name, address, date of birth, and your government ID number. We may also ask to see a copy of your driver’s license or other documents at any time. All Accounts are opened subject to our ability to verify your identity by requiring acceptable types of identification. We may validate the information you provide us to ensure we have a reasonable belief of your identity. If we are not able to verify your identity to our satisfaction, we will not open your Account or we may close the Account if it was previously funded. Your Account is subject to fraud prevention restrictions at any time, with or without notice.

  • Apple® and Apple Pay® are trademarks of Apple Inc. A list of compatible Apple Pay devices can be found here: https://support.apple.com/en-us/HT208531

    Google Pay™ and Google Play™ are trademarks of Google LLC. 

    PayPal and the PayPal logo are registered trademarks of PayPal, Inc. Designated trademarks and brands are the property of their respective owners. 

    Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC. 

    Porte is a deposit account established by Pathward®, National Association, Member FDIC, and the Porte Debit Card is issued by Pathward, N.A., pursuant to a license from Visa U.S.A. Inc. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Card may be used everywhere Visa debit cards are accepted.

    Porte is a registered trademark of Populus Financial Group.

    Populus Financial Group, Inc. engages in money transmission services as an authorized delegate of NetSpend Corporation (NMLS \#932678). State licenses, disclosures, and complaint information may be found here www.netspend.com/help/licenses

    © 2024 Netspend Corporation. All rights reserved worldwide. Netspend is the federally registered U.S. service mark of Netspend Corporation. All other trademarks and service marks belong to their owners. 

    Copyright © Populus Financial Group, Inc. 2024. All rights reserved.